Our Next Generation web-based virtual terminal enables businesses to process both checks and credit cards from any computer in a secure, reliable, and cost effective fashion.

Unlike competitive products, we provide you the ability to accept and process single or recurring payments from checking and credit cards. Coupled with our exclusive real-time check verification product utilizing the ATM network (ATMVerify)  we provide your business with the most comprehensive payment processing program on the market today.

  • Accepts both Checks & Credit Cards

  • Setup recurring payment programs
  • User Security Settings include...
    • Debit & Credit dollar limits
    • IP sensitivity
    • Settle, view, and transmit limits
  • On-line reporting
  • PC and Mac compatible
  • Merchant controlled refund
  • Multiple report viewer formats
  • No hardware or software required
  • Merchant Controlled Message Board
  • Real time Check AND Credit Card authorizations
  • Unlimited number of users, unlimited number of locations
  • Automatically convert online reports into Crystal, Excel, Word, Rich Text or Adobe formats


  • Achieves Fraud Reduction
  • Scalable for large volume clients
  • Single platform reporting of all electronic transactions
  • Offers recurring payment plan options to make purchases easier
  • Access and process transactions anywhere there is an Internet connection

We combine the cost effective ACH process with Credit Card processing within our secure server based Virtual Terminal, then load it with features NO other terminal possess in the industry. Merchants can now utilize the most complete and robust Virtual Terminal available in the market to simplify their collection process.